Bills & Things

If the two most common complaints of IP are, "it’s too complex" and "it’s too expensive" – Bills & Things is the antidote.

Customers only have two decisions to make – how much cover they need and whether they want a 1 or 2 year claim period. They don’t even need to provide any evidence of the level of their income at application or claim – removing worry about over insurance.

Not to mention the fact that, for ages 16-30, premiums start from as little as £9.99...

Key benefits include:

• Covers bills & essential financial commitments
• "Own Occupation" definition of incapacity throughout
• No financial U/W at application or claim
• Choice and flexibility for your client

Pure Protection

If your clients are looking for an income protection plan that has a simple to understand pricing structure then look no further than Pure Protection.

With a "one rate for all" pricing structure, you can avoid all complicated explanations of why your clients have to pay more because of the job they do, whether they smoke or what gender they are...

Key policy benefits include:

• "Own Occupation" definition of incapacity throughout – regardless of occupation
• Cover from Day 1, along with a wide range of waiting periods
• No standard policy exclusions
• "One rate for all", the basic amount your clients pay will not change due to their occupation, gender or whether they smoke

Professional Income Protection

Designed specifically for "low risk", professional, clerical and mainly office based occupations Professional Income Protection offers affordability from a provider you can trust.

Key policy benefits include:

• "Own Occupation" definition of incapacity throughout
• Cover from Day 1, along with a wide range of waiting periods
• No standard policy exclusions
• Choice of financial U/W at application or claim